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Pay off your debt years sooner.

Stop guessing. DebtExpeditor shows you exactly how much you can save — and the fastest path to being debt-free.

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$18,340
interest saved (example)
5 years
faster payoff
1 payment
instead of many
Your Debtsexample data
NameTypeBalanceAPRMin/mo
Chase Sapphire Credit CardCredit Card$8,40024.99%$210/mo
Toyota Car LoanAuto Loan$12,5007.9%$275/mo
Student Loan (Federal)Student Loan$23,0005.5%$245/mo
Discover Credit CardCredit Card$4,20022.74%$95/mo
Total$48,100$825/mo
Consolidate at 9.5% over 60 months
1 payment of $487/mo instead of $825/mo
$338/mo
monthly savings
$18,340
total interest saved

This is illustrative sample data. Your actual savings depend on your debts and loan terms.

How it works

1
Add your debts
Enter balances, interest rates, and minimum payments in 2 minutes.
2
Run scenarios
Model consolidation options and compare interest rates side by side.
3
Get AI advice
Receive a personalized recommendation for your exact situation.
4
Track payoff
Watch your debt shrink with projections, reminders, and progress charts.

Everything you need

💳
All Debts, One View
Track credit cards, car loans, student debt, and mortgages in a single clean dashboard.
🔢
Consolidation Calculator
Instantly compare your current payments vs. a single consolidated loan — see the exact savings.
⚡
AI-Powered Advice
Get personalized payoff strategies and scenario analysis from GPT-4.1-nano.
📈
Year-Over-Year Projections
Model how income changes, life events, and extra payments affect your debt-free date.
❄️
Snowball & Avalanche
Compare the two most popular payoff methods side by side with your real numbers.
📋
Scenario Modeling
Create and compare multiple consolidation scenarios to find the best path forward.

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